Ralph Ross is the SBA Kentucky District Director. He had been the Deputy District Director from 2004 – 2012 for the SBA North Florida District Office in Jacksonville before he replaced Mr. Steve Ayers, who retired in 2011. Mr. Ross has had a long and distinguished career with SBA. He has come up through the ranks and worked as an expert in both the Commercial Lending and Government Contracting sides of the Agency. In Minnesota, he was Chief of Portfolio Management and Liquidation in one of SBA’s high-volume Commercial Lending Programs. In the North Florida District Office, Ross helped manage a disadvantaged business development program that accepted over $500 million in Section 8(a) contracts for 200 active 8(a) firms.
Ross is enthused about the opportunities to use SBA’s programs in Kentucky: “For over 60 years, the SBA has been all about starting and expanding small enterprises. This is not easy work, but we have some talented people in the SBA Kentucky District Office who are dedicated to making Kentucky a more prosperous place. What is special about Kentucky is that 75% of our people live in smaller communities. These are the kinds of communities where entrepreneurship flourishes. Whether it’s our lending, counseling or government contracting programs, we work with one entrepreneur at a time, and we are here to make a difference and to help.”
Ralph Ross has a Bachelor of Arts Degree in English from the University of Iowa and holds a Juris Doctor Degree from The William Mitchell College of Law. He is also an attorney, was licensed to practice law in Minnesota, and has been an editor for several law book publishing companies. He married a high-school sweetheart, and they recently moved to a home in the St. Matthews area of Louisville.